<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=2055643904680562&amp;ev=PageView&amp;noscript=1">

The Caldwell Trust Company Blog

How an Investor Can Protect Against Fraud and Institutional Failure

Posted by Sheryl Vieira

Since the frauds like Madoff and Nadel and the institutional failures like Lehman Brothers and  Washington Mutual came to light; there has been a legitimate concern about the safety of assets.

Madoff and Nadel were true frauds—they never actually held the assets their investors thought they owned.  What caused all those financial institutions like Washington Mutual to fail? It was bad loans. And, why did so many brokerage houses fail or have to be taken over? It was overleveraging. Lehman Brothers, for example, had thirty more times debt than they had capital and most of it was invested in mortgage loans. When the real estate market went sour, they were forced into bankruptcy.

Do you have concerns about the safety of your assets?  If so, here are some considerations.

Read More
0 Comments | View Comments

Topics: Investments, Corporate

Who Will Take Care of Me When I'm Older?

Posted by Sheryl Vieira

As we get older, the reality is that at some point, we will all most likely need help managing our financial affairs and health care concerns. If you have no family to help you, or your family is unable to assist you due to distance and/or other issues, know that there are local compassionate professionals ready to assist you with your needs. It is never too early to start establishing a relationship with professionals such as an attorney, and a trust company who you feel is actively looking out for your interests as opposed to their own, and can point you in the right direction according to your needs. The right people will be credible and make you feel comfortable, regardless of how large or small your portfolio may be.  When you find the right match for you, they can hold your hand and help you through your greatest struggles. 

Read More
0 Comments | View Comments

Topics: Trusts & Estate Planning

Charitable Plan: You Have a Big Heart AND Substantial Assets but No Next of Kin to Leave it To

Posted by Sonya Kristie

In the event that you have substantial assets and do not have a next of kin or anyone in mind to designate as a beneficiary, you may want to consider establishing a charitable plan.  

Read More
0 Comments | View Comments

Topics: Trusts & Estate Planning

Retirement: How Can I Make Sure I Don’t Outlive My Money?

Posted by Caldwell Trust

Last month, Bank of America released a report regarding how Americans think about money. One of the more interesting statistics was that the top fear of American adults is that they are going to run out of money during retirement. Of course, the top solution to that is usually to start saving early, but those who are already approaching or in the midst of their retirement certainly don’t have that luxury. The following tips may help you on your way to becoming more fiscally responsible with your retirement at a time when it may seem “too late” to do anything else.
Read More
0 Comments | View Comments

Topics: Retirement Plan Services

How Can I Help My Granddaughter Pay for College?

Posted by Jan Miller

Higher education costs are at an all time high. Last year alone, 71% of students had an average student loan balance of $29,400 per borrower. If a student chooses a private university, those numbers will increase exponentially. As tuition costs rise, students, parents and grandparents are trying to figure out ways to lessen the burden and ensure that the cost of education is covered.

Read More
0 Comments | View Comments

Topics: Investments

When Does It Make Sense to do Stock Buybacks?

Posted by Caldwell Trust

As of December 31, 2013, S&P 500 companies reported more than $4 trillion in cash and short-term investments on their balance sheets. We're waiting for some of this dry powder to be spent, or for a one-time tax holiday to encourage U.S. corporations to bring much of this cash back into the U.S. since so much of it is maintained outside the country.

Read More
0 Comments | View Comments

Topics: Investments

Caldwell is Honored to be Awarded 2014 Large Business of the Year

Posted by Sheryl Vieira

Caldwell Trust Company was recently honored by The Venice Area Chamber of Commerce as its 2014 Business of the Year at an event attended by some 300 area business people. The Chamber’s 35th Annual Business of the Year Awards luncheon banquet, held at Plantation Golf & Country Club, was the setting for the announcement of winners in five categories. Caldwell Trust Company was chosen from a field of 12 nominees as the winner in the large business category. Event co-hosts Jim Kuhlman of Stonegate Bank and Tiffany Steffees of A Catered Affair presented a commemorative plaque to R. G. “Kelly” Caldwell Jr., CEO and president of Caldwell Trust Company.

Read More
0 Comments | View Comments

Topics: Corporate

Caldwell Trust Company Creates Scholarships at the State College of Florida

Posted by Sheryl Vieira

By a unanimous vote of its board of directors, Caldwell Trust Company has established an annual scholarship program at the State College of Florida that will award scholarships to three incoming freshman students each fall.

Members of the boards of directors of Caldwell Trust Company (CTC) and State College of Florida Foundation, Inc., (SCFF) pose for a photo to mark the creation of three scholarships that will be granted by Caldwell Trust Company each year to incoming freshman students.

Read More
0 Comments | View Comments

Topics: Caldwell Cares, Corporate

Organizational Changes at Caldwell Trust Company

Posted by Sheryl Vieira

After successfully completing its first 20 years, Caldwell Trust Company is working towards the next 20. The company has grown consistently since its founding, initially under the guidance of Roland G. Caldwell, R. G. “Kelly” Caldwell Jr. and its founding board and, after Roland’s retirement in 2007, under Kelly Caldwell, CEO and president.

The pace of growth has quickened in recent years: Caldwell now manages more than $760 million in assets. It has also broadened its scope with investment management and retirement plan services. The company’s structure readily accommodates the changes. 

“We’re putting a plan in place that allows the company to be even more proactive in handling current and anticipated growth,” Kelly said. The first steps have involved the hiring of a new chief financial officer, the creation of five new positions and the addition of three staff members.

Read More
0 Comments | View Comments

Topics: Corporate

 


 

Leave a comment for this blog post:

Follow Caldwell Trust Company

 facebook  twitter  linkedin  icon_youtube  icon_pinterest

Subscribe to Email Updates

Recent Posts