For years, Florida has been called the retirement capital of the country, and understandably so, thanks to its beautiful weather, abundant beaches, and retirement-centered communities. Even more enticing is the favorable tax climate and low cost of living, which make Florida a favorite place for many retirees to enjoy their hard-earned money in their golden years.

The best part about retiring in Florida, though, is the infinite array of retirement activities it has to offer. Take a look at some of the options you'll have as you explore and immerse yourself in the culture and lifestyle of the Sunshine State: 

1. Tour Historic St. Augustine 

Founded by Spanish settlers in 1565, St. Augustine is the oldest city in the United States and home to a wealth of culture and history. Make time for a sightseeing tour and experience the famed Fountain of Life, the city's historic jail, the nation's oldest wooden schoolhouse, museums, and so much more. You can also opt for a trolley tour to take in even more of the sites while giving your feet a rest. 

2. Go Inshore or Offshore Fishing

Whether you prefer inshore or offshore, freshwater or saltwater, Florida is home to some of the best fishing in the world. As Florida coastlines cover both the Atlantic and Gulf of Mexico, there is no shortage of locations to try. Hire a charter captain or purchase your Florida fishing license and check out some of the most popular spots throughout the state, like Tampa Bay, Destin, or the Florida Keys. 

3. Explore Everglades National Park

For outdoor enthusiasts, Everglades National Park offers an opportunity for you to bond with nature as you enjoy various activities, from boating to hiking to fishing and more. You can also take advantage of other national parks, including nearby Biscayne National Park and Dry Tortugas National Park, by opting for an America the Beautiful National Parks pass. Those 65 and over can get an annual pass for just $20 or a lifetime pass for $80. 

4. Play a Round of Golf  

As the golf capital of the country, Florida offers a wide range of golf courses where you can improve your game or just enjoy a leisurely day on the links. Take in the sunshine and fresh air as you play a round, and expand your social circle at the clubhouse afterward.  

5. Get Involved with Mounts Botanical Garden

Mounts Botanical Garden is one of the most visited places in Florida, and there is a reason for that. With 20 acres of tropical and sub-tropical plants, it's a welcome oasis in West Palm Beach. Retirees can participate in volunteer work, attend workshops, and learn about local plants. You can also enjoy other activities like watercolors and yoga, all in an idyllic, nature-filled setting.

6. Take a Cruise

Florida has several major ports and is close to many of the most popular cruise destinations in the Caribbean. Most cruise lines offer discounts for seniors, so you can save some money as you enjoy the pristine waters and experience the beaches and culture of islands like Bermuda or the Bahamas. 

7. Photograph the Landscapes and Wildlife

Retirement is a time to explore new hobbies and passions, and what could be better than visiting and photographing your favorite sites? Florida has so many stunning views to offer, from wildlife to beaches to colonial architecture. All you need to get started is a good camera or cellphone, and you'll soon have visual memories to look back on for years to come. 

8. Enjoy Tropical Cuisine

Thanks to the many bodies of water in Florida, there are more than enough restaurants offering fresh seafood and other exotic dishes for even the pickiest of palates. In addition to the restaurants, you can buy fresh farm produce from the many local farmers' markets if you prefer homemade dishes. Whatever tickles your taste buds, you have access to it here. 

9. Go on a Bird Watching Tour

Bird watching is a favorite activity for many retirees in Florida, thanks to the diversity of native species. Some of the best locations for an avian tour include Myakka River State Park, Big Cypress National Preserve, and the Corkscrew Swamp Sanctuary. Wherever you are in the state, though, you can check out some of the more than 500 sites along the Great Florida Birding and Wildlife Trail and see everything from wading birds to eagles, hawks, and more. 

10. Volunteer for a Cause

You likely have more free time on your hands now that you are in retirement, so why not join a volunteer program and use that time for the greater good? Explore events in your community or check out a program like Seniors in Service to get connected with causes that matter to you.

Whether these years are an opportunity to dive deeper into your existing interests or to discover new ones, Florida has everything you need for a full and fulfilling retirement. And when it comes to making sure your retirement plans are in order, Caldwell Trust Company can help. We offer services for investment management, trust and estates, retirement planning, and more. Contact us for more advice from the experts, so you can focus on enjoying the life you've earned.