Luis Morales has completed the first year of the Florida Bankers Association’s three-year Trust & Wealth Management School, which provides an intensive, in-depth program focusing on trust matters. Luis joined Caldwell earlier this year as a trust associate and is based in the Sarasota office.

While with Northern Trust, Luis earned a bachelor’s degree in finance from the University of South Florida, became a U.S. citizen, and began classes towards his MBA at USF. The Bradenton resident is continuing his classes while working at Caldwell. To contact him call 941.926.9336 or email lmorales@ctrust.com.