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The Caldwell Trust Company Blog

In The Blink of An Eye…Life Changes

Posted by Caldwell Trust


It is far too often that the first meeting we have with a family is after an unexpected tragedy. As we all know, life can change quickly. It can go from good to incredible or mediocre to horrible in seconds, and no one holds the crystal ball.

To make this all too vivid, here are 15 six-word captions that will take your breath away:

“The smallest coffins are the heaviest.”

“Brought roses home. Keys didn’t fit.”

“One bullet is a lifetime supply.”

“Mom taught me how to shave.”

“Introduced myself to mother again today.”

“I just saw my reflection blink.”

“An only son, a folded flag.”

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Topics: Trusts & Estate Planning

The Bucket Theory: Managing Freshman Year of College

Posted by Caldwell Trust

The first year of college is often a child's first step into the adult world. With that step comes fun and freedom, but also a need for them to adopt responsibility over aspects of their life that up until now their parents took care of for them. There will no longer be someone managing their money, setting expectations, and reinforcing guidelines on a daily basis and sometimes this sudden change can send a freshman college student spinning out of control. To avoid this, a conversation regarding money and time management is a parent's first step. Although you will not be there every step of the way, you can still create guidelines for your child to follow even when they are miles from home. Read More
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Topics: Trusts & Estate Planning

The Cost of Carrying Debt: "Uncle Sam Needs a Refi"

Posted by Caldwell Trust


In a Review and Outlook column in the Opinion section of the Wall Street Journal, an unnamed author posits the idea of the US Treasury taking advantage of the low interest rate environment created by the US Federal Reserve and other Central Banks around the globe by refinancing its relatively short-term average maturity on its $14 Trillion in debt.

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Topics: Investments

 


 

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