In 1944, the Kluchar and Caldwell families lived on neighboring farms in Ohio but Roland,10, had no time for little girls—not even pretty Annette, who was 7. Instead he became friends with her brothers, but a few years later he took a closer look and discovered that “the cute little girl had grown up and was now a beautiful young lady. ”He was instantly smitten, he said.
Years later the boy, now known as R. G. Caldwell, Senior, co-founder of Caldwell Trust Company, wrote,“For the rest of their lives, the little girl and that little boy moved from being neighbors to friends, to steadies, to engaged, and finally to marriage in 1955. Naval service, time apart and no money—nothing would ever get in the way of a wondrous and adventurous lifetime together, working, raising children, getting a GI Bill college education, living on board their boat in the Bahamas, both eventually founding two successful businesses in Florida, before they retired to their little cabin in the Tennessee Smoky Mountains.”